Governed AI Agent · Healthcare

E.L.I.A.keeps the care cycle clean.

E.L.I.A. — Enrollment & Lifecycle Intelligence Associate — runs enrollment-to-resolution work across both payers and providers. Clearing eligibility checks, coding claims, deciding prior authorizations, and routing only genuine exceptions to a specialist. 95%+ auto-resolution on both sides of the claim.

Fewer Denials, Faster Pay

*Based on market standards, capped at XBP’s own targets.

3x
Prior authorization turnaround
95%+
Claims and payments auto-resolved
60%+
Lower administrative cost per claim
10+ hours
Saved per provider, every week
What E.L.I.A. Does

One agent. Built for payers
and providers.

Every provider claim starts long before it reaches a payer. E.L.I.A. runs both sides — so what leaves the provider is clean, and what the payer receives is ready to decide.

For Providers

PROVIDER SERVICES
Medical Coding
Assigns accurate, specialty-specific codes for every encounter — so the claim leaves clean.
Documentation Review
Flags clinical documentation gaps before they turn into denials on the payer side.
Denial Management
Traces every denial to root cause and manages the appeal — systematically, not reactively.
Payment & A/R
Reconciles payments and works the receivables ledger through to close.

For Payers

PAYER SERVICES
Member Records
Processes enrollment and manages the member record — accurately, at 1.63M+ per year.
Provider Data
Validates and maintains provider information across the network — before a single claim routes incorrectly.
Prior Authorization
Reviews and decides authorization requests against policy — no manual review queue on routine cases.
Claims Adjudication
Applies 172M+ pre-payment edits and adjudicates automatically. 9.6M claims resolved annually.
Payment Integrity
Detects fraud, waste, and overpayment before anything clears — upstream of every payment run.
Document Management
Organises and secures claims records and plan documents — always audit-ready.
How It Works

Built to run inside
regulated healthcare.

Every claim, authorization, and enrollment follows the same four-stage path — regardless of which side of the transaction it arrives from.

1

Intake

Claims, eligibility requests, and enrollment data arrive across channels — from provider systems and payer platforms.

2

Agent Review

E.L.I.A. checks, codes, and decides the request against clinical policy, payer rules, and eligibility data.

3

Exception Routing

Edge cases, clinical complexities, and high-risk adjudications move to a human expert — with full context attached.

4

Resolution

The claim, authorization, or enrollment closes — with a complete audit trail and every decision documented.

Where E.L.I.A. Works

Both sides of the claim.
One governed agent.

E.L.I.A. operates inside two dedicated healthcare service areas — each with a distinct set of capabilities tuned to that side of the care cycle.

Healthcare Provider Services

E.L.I.A. cleans claims before they leave the building — so denials don’t come back.

On the provider side, E.L.I.A. handles everything between the clinical encounter and the paid claim — coding, documentation, submission, and the full AR lifecycle. The goal is a clean claim out and a closed account in. Denials are traced and appealed systematically, not reactively.

Explore Provider Services
01

Specialty-Specific Medical Coding

Assigns accurate codes for every clinical encounter across specialties — reducing coding errors before the claim is submitted.

02

Pre-Submission Documentation Review

Flags clinical documentation gaps that would trigger a denial — before the claim leaves the practice management system.

03

Systematic Denial Management

Traces every denial to root cause category, prepares appeals from validated clinical documentation, and tracks through to resolution.

04

Remittance Posting & A/R Close

Posts every ERA and EOB, works the aged AR by payer and age band, and closes receivables through the full revenue cycle.

Healthcare Payer Services

E.L.I.A. decides faster, pays accurately, and catches what shouldn’t clear — before it does.

On the payer side, E.L.I.A. manages the full intake-to-payment cycle at scale — processing 9.6M claims annually, running 172M+ pre-pay edits, and deciding prior authorizations against policy without building a manual review queue on routine cases.

Explore Payer Services
01

Member Enrollment & Record Management

Processes 1.63M+ enrollments annually — validating eligibility, managing plan assignments, and maintaining the member record across plan years.

02

Prior Authorization Decisioning

Reviews and decides authorization requests against clinical policy — eliminating the manual review queue on routine authorizations.

03

Claims Adjudication at Scale

Applies 172M+ pre-payment edits and adjudicates 9.6M claims annually — with 95%+ auto-resolution before a claims examiner sees the case.

04

Payment Integrity & Fraud Detection

Detects billing anomalies, duplicate submissions, and overpayment patterns upstream of every payment run — before anything clears incorrectly.

What Changes

What changes for
healthcare operations.

Fewer denials leave the building — and fewer come back.

Pre-submission documentation review and accurate coding mean fewer claims are rejected on the provider side. And 172M+ pre-pay edits mean fewer incorrect claims clear on the payer side.

Prior auth queues clear without building a review backlog.

Routine authorizations are decided against policy without a manual reviewer. Complex clinical cases still reach the right specialist — with full context, not a case number.

9.6M claims resolved annually — without proportional staffing.

E.L.I.A. handles adjudication at a volume no human team could sustain. Examiners work the exceptions, not the routine volume — so scale doesn’t require scale in headcount.

Every decision is auditable. Always.

E.L.I.A. runs from inside the systems payers and providers already use. Every action — adjudication, authorization, enrollment — is logged, traceable, and audit-ready from day one.

One Agent. Every Claim — Resolved.

Autonomous, governed, and
embedded — always.

E.L.I.A. resolves work on its own, stays fully auditable while doing it, and runs from inside the systems payers and providers already use.

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